We offer a suite of products to serve the varying needs and credit circumstances of our business clients. We want you to succeed! We fund over 90% of our loan requests! We DO NOT specialize in MCA's, we offer more term-based loans. We do, however, have Merchant Cash Advances available for cases when necessary. Please scroll through the options and choose the products that serves your unique business needs. You may apply for multiple products at a time.

#1 Business Loans/Lines (Credit Scores 551+)
Most businesses qualify for variations of products offered here!
Every company's financial needs are different. That's why we provide a wide range of customizable loan products that will tackle any unique circumstances that you may be experiencing. Whether you need working capital to supplement cash flow or a long-term, principal deferred loan for a large project, we have the best financial solutions for you. Please review the products and minimum requirements below before applying:
Click Here to Apply!
These are just a couple of samples of our product type! We can customize for your business as well!
Bankroll - Revolving Line of Credit
Most businesses qualify for variations of products offered here!
Every company's financial needs are different. That's why we provide a wide range of customizable loan products that will tackle any unique circumstances that you may be experiencing. Whether you need working capital to supplement cash flow or a long-term, principal deferred loan for a large project, we have the best financial solutions for you. Please review the products and minimum requirements below before applying:
Click Here to Apply!
These are just a couple of samples of our product type! We can customize for your business as well!
Bankroll - Revolving Line of Credit
- Max approvals up to $1,000,000
- Max amortization terms up to 36 months with low, fixed payments
- Unlimited draws of $5K or more during the revolving period
- Unlimited principal paydowns of $5K + during the revolving period
- Pay off at any time without fees or penalties
- Can fund within days
- Pay only the interest for up to a year (52 weeks)
- Now carries a line of credit with unlimited drafts*
- Loan amounts from $50,000 to $750,000 with no collateral
- Unlimited draws of $25K or more from the line of credit
- Built-in safety net rollover term of up to 2 years (104 weeks)
- Can fund within days
- Must be brick and mortar (no home-based)
- Many business types will qualify
- Open and operating for at least 3 months/some industries will require 2 years
- Monthly Sales $17,000+
- Guarantor with a personal FICO score of 551 Equifax score or higher (601 Equifax for some industries)
- You may have a maximum of 2 outstanding cash advances or short-term loans (they can be paid off)
- Restaurant and hospitality clients may qualify for up to $450,000 (single- (unit) or $675,000 (multi-unit) without review of tax returns and financials
- Retail clients may qualify for up to $300,000 without review of tax returns and financials. Get Approved Today!

Bank Business Lines of Credit!
(660+ credit score required- Offers our lowest interest rates)
A line of credit is a flexible financial tool that can provide businesses with access to cash when they need it, making it an impactful financial tool for any business owner. Unlike other traditional loan product offerings, which provide a lump sum of money that is paid back with interest, a line of credit is a revolving loan — more like a credit card. A line of credit can be used up to a certain limit whenever cash is needed, and interest is typically only paid on the amount borrowed, not the entire credit limit. This product is available to businesses with good credit ratings and cash flow. Look below to examine the benefits and eligibility of this product. Click here to Apply.
What are the benefits of a bank term loan?
(660+ credit score required- Offers our lowest interest rates)
A line of credit is a flexible financial tool that can provide businesses with access to cash when they need it, making it an impactful financial tool for any business owner. Unlike other traditional loan product offerings, which provide a lump sum of money that is paid back with interest, a line of credit is a revolving loan — more like a credit card. A line of credit can be used up to a certain limit whenever cash is needed, and interest is typically only paid on the amount borrowed, not the entire credit limit. This product is available to businesses with good credit ratings and cash flow. Look below to examine the benefits and eligibility of this product. Click here to Apply.
What are the benefits of a bank term loan?
- Offers between $30,000 to $350,000 in loan funding
- Your choice of 2, 3 or 5 year repayment terms Monthly repayments
- No prepayment penalties
- Fast loan funding (typically within two weeks)
- Fixed annual interest rate starting at 6.99%
- Leniency on Use of Proceeds options (term loans can support construction, remodeling and more)
- Minimum 2 years in business
- U.S. based business owned by a citizen or lawful permanent resident
- FICO of 660 or higher
- No outstanding tax liens
- Minimum annual revenue requirement of $250,000
- Business must not have bankruptcies, or foreclosures in the last 3 years.
- No recent charge-offs or settlements
- Business must have appropriate cash to support loan payments. Get Approved Today!

Equipment Financing (Fast Decisions, Application only)
- A–D Credit Support: Approvals for many types of businesses with almost every type of credit profile. Up to 1.5 million with this application! Contact Us today for a quick and easy approval process!

Merchant Cash Advance! Quick Cash! (500+ credit score)
This product provides funding to businesses with at least a 500-credit score. We fund even if you currently have merchant advances and need more cash. We will fund behind your current advances down to 5th position! We have several options available for this type of product including high risks industries such as CBD and Vape Shops. Look below at a few of our options:
If you have current advances: (can fund behind your current loans up to 5th position)
To Apply: Download and complete the application below and return with 4 months bank statements to: Scan to:
nba@solemnsolution.com
This product provides funding to businesses with at least a 500-credit score. We fund even if you currently have merchant advances and need more cash. We will fund behind your current advances down to 5th position! We have several options available for this type of product including high risks industries such as CBD and Vape Shops. Look below at a few of our options:
If you have current advances: (can fund behind your current loans up to 5th position)
- 500 min FICO
- $7,000 avg revenue
- 1 year time in business
- Up to 5th position
- 7 negative days avg (will allow)
- $500 avg daily balance
- 7 NFSs most recent month (will allow)
- 2 deposits per month min
- 550 minimum fico
- $30 000 avg revenue
- 2 years' time in business
- 4 avg NSFs per month (will allow)
- 4 negative days avg (will allow)
- $750 avg daily balance
- 6 NFSs most recent (will allow)
- month
- 8 deposits per month
To Apply: Download and complete the application below and return with 4 months bank statements to: Scan to:
nba@solemnsolution.com

nba_business_loan_application_2023.pdf | |
File Size: | 298 kb |
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- NO DOC! Equipment Based Term-Loans (NO MINIMUM FICO)
If your company is asset rich(equipment) with a need to increase your cash on hand, we can help! Our no doc equipment loans, offer an easy and quick solution. No Financials Needed, No Minimum FICO, Fully Amortized Term Loan. 4 Year Terms, Loan Amounts: $100,000 to $3 Million, 75% LTV based on auction value, Rates 15% to 18%
Simply contact us with the nature of your business, your desired loan amount and we will contact you with a request for your equipment list! (Contact Us Here)
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