We offer a suite of products to serve the varying needs and credit circumstances of our business clients. We want you to succeed! We fund over 90% of our loan requests! Please scroll through the options and choose the products that serves your unique business needs. You may apply for multiple products at a time.
#1 Business Loans/Lines (Credit Scores 551+)
Most businesses qualify for variations this product!
Every company's financial needs are different. That's why we provide a wide range of customizable loan products that will tackle any unique circumstances that you may be experiencing. Whether you need working capital to supplement cash flow or a long-term, principal deferred loan for a large project, we have the best financial solutions for you. Please review the products and minimum requirements below before applying:
Click Here to Apply!
Bankroll - Revolving Line of Credit
Most businesses qualify for variations this product!
Every company's financial needs are different. That's why we provide a wide range of customizable loan products that will tackle any unique circumstances that you may be experiencing. Whether you need working capital to supplement cash flow or a long-term, principal deferred loan for a large project, we have the best financial solutions for you. Please review the products and minimum requirements below before applying:
Click Here to Apply!
Bankroll - Revolving Line of Credit
- Max approvals up to $1,000,000 with an initial loan of only $5K
- Max amortization terms up to 36 months with low, fixed payments
- Unlimited draws of $5K or more during the revolving period
- Unlimited principal paydowns of $5K + during the revolving period
- Pay off at any time without fees or penalties
- Can fund within days
- Pay only the interest for up to a year (52 weeks)
- Now carries a line of credit with unlimited drafts*
- Loan amounts from $50,000 to $750,000 with no collateral
- Unlimited draws of $25K or more from the line of credit
- Built-in safety net rollover term of up to 2 years (104 weeks)
- Can fund within days
- Must be brick and mortar restaurant or hospitality business, hotel, motel, auto repair and service, medical, dental, or certain retail establishments
- Open and operating for at least 3 months
- Minimum annual sales of $250,000 (actual or projected)
- Guarantor with a personal FICO score of 551 or higher
- You may have a maximum of 2 outstanding cash advances (short term loans)
- Restaurant and hospitality clients may qualify for up to $450,000 (single- (unit) or $675,000 (multi-unit) without review of tax returns and financials
- Retail clients may qualify for up to $300,000 without review of tax returns and financials. Get Approved Today!
Bank Business Lines of Credit!
(660+ credit score required- Offers our lowest interest rates)
A line of credit is a flexible financial tool that can provide businesses with access to cash when they need it, making it an impactful financial tool for any business owner. Unlike other traditional loan product offerings, which provide a lump sum of money that is paid back with interest, a line of credit is a revolving loan — more like a credit card. A line of credit can be used up to a certain limit whenever cash is needed, and interest is typically only paid on the amount borrowed, not the entire credit limit. This product is available to businesses with good credit ratings and cash flow. Look below to examine the benefits and eligibility of this product. Click here to Apply.
What are the benefits of a bank term loan?
(660+ credit score required- Offers our lowest interest rates)
A line of credit is a flexible financial tool that can provide businesses with access to cash when they need it, making it an impactful financial tool for any business owner. Unlike other traditional loan product offerings, which provide a lump sum of money that is paid back with interest, a line of credit is a revolving loan — more like a credit card. A line of credit can be used up to a certain limit whenever cash is needed, and interest is typically only paid on the amount borrowed, not the entire credit limit. This product is available to businesses with good credit ratings and cash flow. Look below to examine the benefits and eligibility of this product. Click here to Apply.
What are the benefits of a bank term loan?
- Offers between $30,000 to $350,000 in loan funding
- Your choice of 2, 3 or 5 year repayment terms Monthly repayments
- No prepayment penalties
- Fast loan funding (typically within two weeks)
- Fixed annual interest rate starting at 6.99%
- Leniency on Use of Proceeds options (term loans can support construction, remodeling and more
- Minimum 2 years in business
- U.S. based business owned by a citizen or lawful permanent resident
- FICO of 660 or higher
- No outstanding tax liens
- Minimum annual revenue requirement of $250,000
- Business must not have bankruptcies, or foreclosures in the last 3 years.
- No recent charge-offs or settlements
- Business must have appropriate cash to support loan payments. Get Approved Today!
Merchant Cash Advance! Quick Cash! (500+ credit score)
This product provides funding to businesses with at least a 500-credit score. We fund even if you currently have merchant advances and need more cash. We will fund behind your current advances down to 5th position! We have several options available for this type of product including high risks industries such as CBD and Vape Shops. Look below at a few of our options:
If you have current advances: (can fund behind your current loans up to 5th position)
To Apply: Download and complete the application below and return with 4 months bank statements to: Scan to:
nba@solemnsolution.com
This product provides funding to businesses with at least a 500-credit score. We fund even if you currently have merchant advances and need more cash. We will fund behind your current advances down to 5th position! We have several options available for this type of product including high risks industries such as CBD and Vape Shops. Look below at a few of our options:
If you have current advances: (can fund behind your current loans up to 5th position)
- 500 min FICO
- $7,000 avg revenue
- 1 year time in business
- Up to 5th position
- 7 negative days avg (will allow)
- $500 avg daily balance
- 7 NFSs most recent month (will allow)
- 2 deposits per month min
- 550 min FICO
- $30 000 avg revenue
- 2 years' time in business
- 4 avg NSFs per month (will allow)
- 4 negative days avg (will allow)
- $750 avg daily balance
- 6 NFSs most recent (will allow)
- month
- 8 deposits per month
To Apply: Download and complete the application below and return with 4 months bank statements to: Scan to:
nba@solemnsolution.com
| nba_business_loan_application_2023.pdf |
- NO DOC! Equipment Based Term-Loans
No Financials Needed
No Minimum FICO
Fully Amortized Term Loan.
4 Year Terms
Loan Amounts: $100,000 to $3 Million
75% LTV based on auction value
Rates 15% to 18%
If your company is asset rich(equipment) with a need to increase your cash on hand. We can help!
Simply contact us with the nature of your business, your desired loan amount and we will contact you with a request for your equipment list! (Contact Us Here)
Commercial Equity Loans
COMMERCIAL PROPERTY LOANS!
Through our growing relationships, we have comprised new streamed lined programs for higher level financial needs. Our borrowers are experienced and sophisticated commercial real estate investors who are asset rich but temporarily liquidity poor with the need to quickly access capital in order to take advantage of a time sensitive situation.
We have 3 options to choose from for those with cash producing low leveraged commercial property:(LTV 60% or less)
Second Mortgages
A lien on a property that is subordinate to the senior.
Mezzanine Financing
A pledge of the ownership interest in the property entity.
Preferred Equity
An equity investment receiving a priority return and first-out.
Contact a Senior Loan Advisor today and let us know which product may work best for you. "Get started now"
Through our growing relationships, we have comprised new streamed lined programs for higher level financial needs. Our borrowers are experienced and sophisticated commercial real estate investors who are asset rich but temporarily liquidity poor with the need to quickly access capital in order to take advantage of a time sensitive situation.
We have 3 options to choose from for those with cash producing low leveraged commercial property:(LTV 60% or less)
Second Mortgages
A lien on a property that is subordinate to the senior.
Mezzanine Financing
A pledge of the ownership interest in the property entity.
Preferred Equity
An equity investment receiving a priority return and first-out.
Contact a Senior Loan Advisor today and let us know which product may work best for you. "Get started now"
